Fresh Start Home Insurance for Criminal Convictions

Fresh Start is one of Voyager’s specialist products, providing home and contents insurance for people who have unspent criminal convictions. Over 5 Million people live in a household with someone who has a criminal conviction. This needs to be declared and could invalidate their home insurance.

  • All types of convictions are considered
  • Range of payment methods available, including installments
  • A valuable service for brokers who have customers with unspent criminal convictions

Key Product Features:

  • Covers all convictions - even fraud and arson
  • Outstanding customer support – positive reviews show customers value the fast, professional & discreet service
  • Cover for buildings includes:
    • The home and its decorations, fixtures, fittings and fitted appliances
    • Swimming pools
    • Hot tubs
    • Tennis courts
    • Drives, paths, patios and terraces, walls, gates and fences
    • Fixed fuel tanks and septic tanks
    • Solar panels
    • Stairlifts
    • Ornamental fountains and ponds
    • Legal liability up to £5,000,000
  • Cover for contents includes:
    • Tenant’s fixtures and fittings, including carpets
    • Radio and television aerials, satellite dishes (including their fittings and masts which are attached to the home)
    • Valuables up to £2,500 (other than pictures and works of art)
    • Money up to £750
    • Pedal cycles up to £500 (within the property)
    • Contents in garages up to £5,000 per claim
    • Deeds, registered bonds and other personal documents up to £2,500
  • Marketing materials available to support your sales process, including an informational brochure which helps customers understand how their criminal conviction affects home and contents insurance and explains how Fresh Start could be the solution

Additional Policy Features

There is a range of policy 'add-on cover options' available to customise a policy to meet the needs of the customer, including, but not limited to:

  • A declared state of emergency necessitating immediate evacuation
  • Withdrawal of all Scheduled international commercial flights for a
  • Period in excess of 24 hours as a result of Political or Military action intervention, directly impacting personal safety and ability to leave the country

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Product Documents

  Policy Wording

 

  IPID

 

  Fact Sheet

 

Contact Information

enquiries@voyagerins.com

+44 (0) 1483 562 662

Voyager Insurance Services
Unit 12-14, 13-21 High Street
Guildford, Surrey, GU1 3DG