High Risk Voyager Travel Insurance

For individuals and groups travelling to high risk territorial zones and areas where the FCDO have advised against travel.

High Risk Voyager Travel Insurance is a specialist online Travel Insurance product, for individuals and groups travelling to high risk territorial zones and including areas where the UK Foreign Commonwealth & Development Office (FCDO) have advised against travel. High Risk Voyager provides emergency medical and evacuation cover in the event of unexpected illness or accidental bodily injury and much more.

Cover is available to quote and buy online instantly and is even available to customers who have already started their trip (subject to policy terms, conditions and exclusions).

  • Emergency Medical Expenses - Up to £1,000,000
  • Emergency Medical Evacuation / Repatriation - Up to £1,000,000
  • Political & Natural Disaster - Up to £5,000
  • Hijacking, Mugging, Piracy and Wrongful Detention - Up to £2,500
  • Personal Accident - Up to £15,000
  • PTSD Assessment/Counselling Following a covered Hostile Event - Up to £2,500
  • Access to our One-Tap Emergency App

Key Product Features:

  • Covers war zones, crisis zones and disaster relief zones
  • Emergency & Medical Assistance helpline available 24/7, 365 days a year, staffed by experienced medical & security coordinators to assist with emergencies, evacuations and repatriations
  • Available to UK Residents (& overseas dependent territories)
  • Choice of GBP£, Euro€ or US$ Premiums and Schedule of Cover
  • 2 levels of cover available; Standard and Enhanced
  • Policies are available for both Business Trips and Leisure Trips, however trip durations vary (see Policy Features Table)
  • Cover for Personal Accident, Hijack, Mugging, Piracy and Wrongful Detention
  • PTSD Assesment and Counselling following a hostile event
  • 'One Tap' Emergency App & Pre-Trip Country Files available
  • Sporting Activities Covered as standard, including Winter Sports Cover
  • Available for purchase after departure (if already travelled)
  • Optional cover available for Non-Medical benefits (see below)
  • Policies available for both Individuals and Groups
  • Discounts available include:
    • Discounts for those using a recognised risk management company and double and quadruple excess
    • Discount for Prompt Renewal Discount on Annual Multi-Trip Policies
    • Group Discounts Available

Additional Policy Options

There is a range of policy 'add-on cover options' available to customise a policy to meet the needs of the customer, including, but not limited to:

  • Enhanced Personal Accident up to a maximum of £/€/$100,000
  • Non-Medical Travel Coverage including Baggage, Travel Delay, Missed Departure or Connection, Personal Liability, Legal Expenses & more
  • Cancellation, Trip Interruption and Disruption Coverages

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Product Documents

  Policy Wording




  Fact Sheet


Contact Information


+44 (0) 1483 562 662

Voyager Insurance Services
Unit 12-14, 13-21 High Street
Guildford, Surrey, GU1 3DG