Voyager Insurance Launches Unique Online High Risk Voyager Travel Insurance Product

Voyager Insurance Services Ltd is pleased to announce the launch of its new and unique High Risk Voyager Travel Insurance product. High Risk Voyager has been specifically designed to offer Travel Insurance cover to individuals or groups travelling from the UK, EEA and overseas dependent territories on business or leisure to areas that are deemed to be high risk by Governments and would not be covered under a typical retail travel insurance policy, such as warzones, conflict and crisis zones, disaster relief and humanitarian aid areas for example.

In 2011 the UK Foreign and Commonwealth Office recommended against ‘all but essential travel’ to 62 countries worldwide and many people make the dangerous and expensive mistake of assuming their health insurance plan or standard travel insurance would cover them in these challenging and higher risk locations abroad.

However, virtually all many mainstream travel insurance products restrict cover if someone is travelling to a dangerous, remote and challenging location worldwide including war zones, crises and disaster relief zones against a traveller’s Home Country Government’s travel advice or if there is a travel advisory on or within 6 months of the date of their arrival. Without realising it, a traveller may be putting their health, financial wellbeing and even their life at risk.

High Risk Voyager Travel Insurance is available for Individuals and groups on business and work trips including journalism, media, humanitarian, aid, disaster and relief work, conservation, research, voluntary, missionary, religious work and charitable programmes including teaching, study and educational travel and Non-Governmental Organisations (NGO).

Carl Carter, Deputy Managing Director of Voyager Insurance Services, stated ‘We are really excited to be able to offer such a ground breaking product to our clients. Currently, High Risk Voyager is the only online and easily accessible product available capable of offering such comprehensive travel covers for those travelling to these high risk areas offering a real solution to aid workers, journalists and other professions that travel to the world’s hot spots.’

A High Risk Voyager single trip policy can cover trips up to 365 days* on business or work, and up to 31 days for leisure travel, or incidental leisure travel preceding or attaching to a business trip. Annual Multi Trip Policies are available for an unlimited number trips of up to 31 days each and includes 17 days Winter Sports cover.

24/7 Emergency Medical Assistance Helpline Emergency Air Ambulance and Medical Evacuation Services is provided by Northcott Global Solutions who are experts operating in remote and hostile locations worldwide. The emergency assistance can be accessed 24/7 by phone or quickly and discretely using the 1 One-Tap Emergency App, and the product also provides free access to relevant Country Information Profiles prior-to and during travel.

Travellers have the choice of up to 4 Territorial Zones of Cover including war, crisis and disaster relief zones in countries such as Afghanistan, Somalia, Syria, Sudan, Iraq and Yemen. For those travelling for business purposes, such as journalists and photographers, there is no knowing when they may next be sent to a dangerous location and require travel and medical insurance quickly and easily. High Risk Voyager has been designed to be a quick solution to such situations, providing travel cover where other Travel Insurance companies would not cover the customer either due to destination, or where it could take several days just to get a quote that could often be subject to a minimum premium of £500+. High Risk Voyager Travel Insurance produces instant quotes 24/7 entirely online as and when needed, even after departure!

High Risk Voyager Travel Insurance policies are available in £GBP, $US Dollars and €Euros with claims settled in the customer’s chosen currency via a secure online payment facility used to ensure safe payment for customers worldwide.

Policies are available as either Standard or Enhanced levels of cover, with a choice of 2 Levels of Medical+ Cover with Limits of up to £/$/€1,000,000, providing cover for Emergency Medical Expenses, Emergency Repatriation/Evacuation, Political and Natural Disaster Evacuation Expenses, Emergency Medical Dental Treatment, Personal Accident, PTSD Assessment and Counselling following a hostile event and also Hijack, Mugging, Piracy and Wrongful Detention.

High Risk Voyager Travel Insurance also offers a wide Range of Optional Additional Benefits including - Enhanced and Increased Personal Accident Cover - Non-Medical Benefits including Baggage Cover - Cancellation, Trip Interruption and Disruption Cover. These Optional Benefits can be added to a policy to ‘customise’ it to meet the customer’s needs, on top of the Emergency Medical Coverage already provided, contributing toward the flexibility of the product.

Many people travelling for both business and leisure participate in pre-travel safety and security advice and training to maximise their knowledge, awareness, safety and confidence before travelling. High Risk Voyager Travel Insurance therefore offers a discount to travellers for having taken recognised risk management, travel safety and personal security advice before departure.

Policies include Winter Sports and over 100+ leisure activities (non-professional) as standard. Cover is available to purchase online before or after departure, plus online discounts for Groups of 5+ Members purchasing together.

For further information, be sure to check our website www.voyagerinsurance.com

Alternatively, call the Team on +44 (0) 1483 806 909 or email enquiries@voyagerins.com.